When I go a little quiet over here it’s generally because I’ve lost a little direction and I’m doing a lot of
too much thinking.
I’ll let you in on a secret: some mornings I wake up and I’m not even sure that I want to live in Portugal (and then the questions start!). I mean I love Portugal and would live there tomorrow if money was no object*. But money is an object, and a BIG one at that! I’ve lost count of the amount of times M and I have discussed our options.
But we feel extremely grateful that we even have options.
And the options are there because we live frugally and have no consumer debt. And there is the crux of it all : No debt gives you options.
And that’s pretty much sums up our financial plans for now: pay off the mortgage debt and then think about everything else.
What do you think? Is this too simple a financial plan?
*I mean if money was no object I would have an apartment in Soho, NY and a place near the beach in Portugal