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	<title>Comments on: Planning and Saving for Short Term Goals</title>
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	<link>http://movetoportugal.org/short-term-goals/</link>
	<description>living simply and moving abroad</description>
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		<title>By: Money Hacks Carnival #102: Build a New Blog Edition &#124; Passive Income Now</title>
		<link>http://movetoportugal.org/short-term-goals/#comment-1599</link>
		<dc:creator>Money Hacks Carnival #102: Build a New Blog Edition &#124; Passive Income Now</dc:creator>
		<pubDate>Wed, 03 Feb 2010 04:49:12 +0000</pubDate>
		<guid isPermaLink="false">http://movetoportugal.org/?p=1442#comment-1599</guid>
		<description>[...] Blogger presents Gathering $31,000 in 2010 posted at The Financial Blogger. Laura presents Planning and Saving for Short Term Goals posted at Move to Portugal. freefrombroke presents Where will you be financially in the next [...]</description>
		<content:encoded><![CDATA[<p>[...] Blogger presents Gathering $31,000 in 2010 posted at The Financial Blogger. Laura presents Planning and Saving for Short Term Goals posted at Move to Portugal. freefrombroke presents Where will you be financially in the next [...]</p>
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		<title>By: mo</title>
		<link>http://movetoportugal.org/short-term-goals/#comment-1583</link>
		<dc:creator>mo</dc:creator>
		<pubDate>Tue, 26 Jan 2010 22:05:08 +0000</pubDate>
		<guid isPermaLink="false">http://movetoportugal.org/?p=1442#comment-1583</guid>
		<description>I love NYC too.  But a trip upstate is also worth a punt if you have a month.  I love China town.  And try the russian baths in the east village.  there is so much to do and so many worlds there isnt there.  Its a bit stressy though.  Lots of angry shouty people!  We stumbled into 3 arguments in one day! they like to honk their horns and shout! 

I have an egg internet account  and barclays ones. But the names of mine are somewhat random and I dont really have specific plans for the savings.  one of them is where I stash a monthly amount for my quarterly and yearly bills.  Another is a regular saver with a high (ish) interest rate.  and then I have a joint savings account which is where I save our money. And one for me, where I squirrel away cash here and there for general back up.  I would like to be more, specific and have savings plans but am not there yet.</description>
		<content:encoded><![CDATA[<p>I love NYC too.  But a trip upstate is also worth a punt if you have a month.  I love China town.  And try the russian baths in the east village.  there is so much to do and so many worlds there isnt there.  Its a bit stressy though.  Lots of angry shouty people!  We stumbled into 3 arguments in one day! they like to honk their horns and shout! </p>
<p>I have an egg internet account  and barclays ones. But the names of mine are somewhat random and I dont really have specific plans for the savings.  one of them is where I stash a monthly amount for my quarterly and yearly bills.  Another is a regular saver with a high (ish) interest rate.  and then I have a joint savings account which is where I save our money. And one for me, where I squirrel away cash here and there for general back up.  I would like to be more, specific and have savings plans but am not there yet.</p>
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		<title>By: Trish</title>
		<link>http://movetoportugal.org/short-term-goals/#comment-1582</link>
		<dc:creator>Trish</dc:creator>
		<pubDate>Tue, 26 Jan 2010 12:16:53 +0000</pubDate>
		<guid isPermaLink="false">http://movetoportugal.org/?p=1442#comment-1582</guid>
		<description>Well, well, well look at all the city folks!  DH and I went to NY once for five days but after three days the pace of life there started to make us a little crazy.  Wow--talk about sensory overload.  I&#039;m glad we went, but . . .well, if  go back to New York, it will be to go upstate.  

That said, I like your take on saving for short term expenses as well.  It&#039;s a fun idea--far better than just whipping out the credit card.  We&#039;ve never decided to put anything into a separate account and save specifically for something--but I like it.  It creates discipline.  And I&#039;ll have to check out ING since we&#039;re getting zilch on our savings right now . . .well at least on our swatch of neglected savings.
.-= Trish&#180;s last blog ..&lt;a href=&quot;http://simplelifeinfrance.wordpress.com/2010/01/24/keeping-a-simple-schedule-when-and-how-to-cut-back/&quot; rel=&quot;nofollow&quot;&gt;Keeping a simple schedule: when and how to cut back.&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Well, well, well look at all the city folks!  DH and I went to NY once for five days but after three days the pace of life there started to make us a little crazy.  Wow&#8211;talk about sensory overload.  I&#8217;m glad we went, but . . .well, if  go back to New York, it will be to go upstate.  </p>
<p>That said, I like your take on saving for short term expenses as well.  It&#8217;s a fun idea&#8211;far better than just whipping out the credit card.  We&#8217;ve never decided to put anything into a separate account and save specifically for something&#8211;but I like it.  It creates discipline.  And I&#8217;ll have to check out ING since we&#8217;re getting zilch on our savings right now . . .well at least on our swatch of neglected savings.<br />
<span class="cluv"> Trish&#180;s last blog ..<a href="http://simplelifeinfrance.wordpress.com/2010/01/24/keeping-a-simple-schedule-when-and-how-to-cut-back/" rel="nofollow">Keeping a simple schedule: when and how to cut back.</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://movetoportugal.org/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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		<title>By: Kat</title>
		<link>http://movetoportugal.org/short-term-goals/#comment-1580</link>
		<dc:creator>Kat</dc:creator>
		<pubDate>Mon, 25 Jan 2010 18:45:49 +0000</pubDate>
		<guid isPermaLink="false">http://movetoportugal.org/?p=1442#comment-1580</guid>
		<description>Completely with you on this one - I love NYC too, it&#039;s one of the very few places I could move to happily.  There&#039;s just such a buzz about it.

Hope you get to go!

Kat</description>
		<content:encoded><![CDATA[<p>Completely with you on this one &#8211; I love NYC too, it&#8217;s one of the very few places I could move to happily.  There&#8217;s just such a buzz about it.</p>
<p>Hope you get to go!</p>
<p>Kat</p>
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		<title>By: apieceofwood</title>
		<link>http://movetoportugal.org/short-term-goals/#comment-1579</link>
		<dc:creator>apieceofwood</dc:creator>
		<pubDate>Mon, 25 Jan 2010 18:26:15 +0000</pubDate>
		<guid isPermaLink="false">http://movetoportugal.org/?p=1442#comment-1579</guid>
		<description>Hey Missy - you get a referral bonus if you refer a friend - want to refer me?
.-= apieceofwood&#180;s last blog ..&lt;a href=&quot;http://apieceofwood.co.uk/2010/01/25/more-debt-repayments/&quot; rel=&quot;nofollow&quot;&gt;Over 40% paid off now&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Hey Missy &#8211; you get a referral bonus if you refer a friend &#8211; want to refer me?<br />
<span class="cluv"> apieceofwood&#180;s last blog ..<a href="http://apieceofwood.co.uk/2010/01/25/more-debt-repayments/" rel="nofollow">Over 40% paid off now</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://movetoportugal.org/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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		<title>By: Retired Syd</title>
		<link>http://movetoportugal.org/short-term-goals/#comment-1578</link>
		<dc:creator>Retired Syd</dc:creator>
		<pubDate>Mon, 25 Jan 2010 18:13:49 +0000</pubDate>
		<guid isPermaLink="false">http://movetoportugal.org/?p=1442#comment-1578</guid>
		<description>Well, as you know, I&#039;m with you on this one (thanks for the link).  You will LOVE a month.  You can take it slow, relish every stroll through Central Park, visit museums at your leisure, just explore neighborhoods.  I&#039;m ready to go back!
.-= Retired Syd&#180;s last blog ..&lt;a href=&quot;http://retiredsyd.typepad.com/retirement_a_fulltime_job/2010/01/why-not-get-a-fun-job-in-retirement.html&quot; rel=&quot;nofollow&quot;&gt;Why Not Get a Fun Job in Retirement?&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Well, as you know, I&#8217;m with you on this one (thanks for the link).  You will LOVE a month.  You can take it slow, relish every stroll through Central Park, visit museums at your leisure, just explore neighborhoods.  I&#8217;m ready to go back!<br />
<span class="cluv"> Retired Syd&#180;s last blog ..<a href="http://retiredsyd.typepad.com/retirement_a_fulltime_job/2010/01/why-not-get-a-fun-job-in-retirement.html" rel="nofollow">Why Not Get a Fun Job in Retirement?</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://movetoportugal.org/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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		<title>By: Move to Portugal</title>
		<link>http://movetoportugal.org/short-term-goals/#comment-1577</link>
		<dc:creator>Move to Portugal</dc:creator>
		<pubDate>Mon, 25 Jan 2010 18:06:46 +0000</pubDate>
		<guid isPermaLink="false">http://movetoportugal.org/?p=1442#comment-1577</guid>
		<description>thanks shoestring, not touched the bathroom today, apart from having a shower! I need to get going on it ;-)</description>
		<content:encoded><![CDATA[<p>thanks shoestring, not touched the bathroom today, apart from having a shower! I need to get going on it <img src='http://movetoportugal.org/wp-includes/images/smilies/icon_wink.gif' alt=';-)' class='wp-smiley' /> </p>
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		<title>By: Move to Portugal</title>
		<link>http://movetoportugal.org/short-term-goals/#comment-1576</link>
		<dc:creator>Move to Portugal</dc:creator>
		<pubDate>Mon, 25 Jan 2010 18:05:50 +0000</pubDate>
		<guid isPermaLink="false">http://movetoportugal.org/?p=1442#comment-1576</guid>
		<description>@ apieceofwood we use the &lt;a href=&quot;http://www.ingdirect.co.uk/savings/variable_rate/&quot; rel=&quot;nofollow&quot;&gt;ING direct savings account&lt;/a&gt; (online) the rate is ok for the first 12 months and then a bit rubbish, but for the amounts we keep in there it&#039;s not too important. For long term larger savings I&#039;d go with a better rate. It&#039;s swings and roundabouts really with mortage rates vs savings rates...oops ramble</description>
		<content:encoded><![CDATA[<p>@ apieceofwood we use the <a href="http://www.ingdirect.co.uk/savings/variable_rate/" rel="nofollow">ING direct savings account</a> (online) the rate is ok for the first 12 months and then a bit rubbish, but for the amounts we keep in there it&#8217;s not too important. For long term larger savings I&#8217;d go with a better rate. It&#8217;s swings and roundabouts really with mortage rates vs savings rates&#8230;oops ramble</p>
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		<title>By: Shoestring</title>
		<link>http://movetoportugal.org/short-term-goals/#comment-1575</link>
		<dc:creator>Shoestring</dc:creator>
		<pubDate>Mon, 25 Jan 2010 16:49:05 +0000</pubDate>
		<guid isPermaLink="false">http://movetoportugal.org/?p=1442#comment-1575</guid>
		<description>I visited New York a few years ago and loved it - I can see why you&#039;d want to spend some time there. I also have named savings accounts attached to my current account. I tend to use the ones with better interest rates for longer terms savings and the others for the ones for short term savings like upcoming holidays and things that need to be done to the house. Like you, I find this helpful as I can see how close I&#039;m getting to my goals! Good luck with your bathroom painting this week :)
.-= Shoestring&#180;s last blog ..&lt;a href=&quot;http://shoestringalley.wordpress.com/2010/01/25/in-the-picture/&quot; rel=&quot;nofollow&quot;&gt;In the picture&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>I visited New York a few years ago and loved it &#8211; I can see why you&#8217;d want to spend some time there. I also have named savings accounts attached to my current account. I tend to use the ones with better interest rates for longer terms savings and the others for the ones for short term savings like upcoming holidays and things that need to be done to the house. Like you, I find this helpful as I can see how close I&#8217;m getting to my goals! Good luck with your bathroom painting this week <img src='http://movetoportugal.org/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /><br />
<span class="cluv"> Shoestring&#180;s last blog ..<a href="http://shoestringalley.wordpress.com/2010/01/25/in-the-picture/" rel="nofollow">In the picture</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://movetoportugal.org/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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		<title>By: apieceofwood</title>
		<link>http://movetoportugal.org/short-term-goals/#comment-1574</link>
		<dc:creator>apieceofwood</dc:creator>
		<pubDate>Mon, 25 Jan 2010 15:20:50 +0000</pubDate>
		<guid isPermaLink="false">http://movetoportugal.org/?p=1442#comment-1574</guid>
		<description>Sorry can I ask which saving products you use there?
.-= apieceofwood&#180;s last blog ..&lt;a href=&quot;http://apieceofwood.co.uk/2010/01/25/more-debt-repayments/&quot; rel=&quot;nofollow&quot;&gt;Over 40% paid off now&lt;/a&gt; =-.</description>
		<content:encoded><![CDATA[<p>Sorry can I ask which saving products you use there?<br />
<span class="cluv"> apieceofwood&#180;s last blog ..<a href="http://apieceofwood.co.uk/2010/01/25/more-debt-repayments/" rel="nofollow">Over 40% paid off now</a> <span class="heart_tip_box"><img class="heart_tip" alt="My ComLuv Profile" border="0" width="16" height="14" src="http://movetoportugal.org/wp-content/plugins/commentluv/images/littleheart.gif"/></span></span></p>
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