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We set out at the start of the year with an aim of saving a years basic living expenses; 12x£1,500 {£18,000}. So far we have £10,225. To reach our target we will be saving £1,450 every month, for the next six months, with a revue in December. £7,200 will go into cash ISA’s, and £1,500 into a Direct saver, this will enable us to reach our target of £18k. I will not consider leaving my current job until this money is saved, so this is an added incentive. More on how we came to a figure for our basic budget in a separate post.
Big Trip Fund:The balance of this currently stands at £101, however I want to make sure this is up to £1k by the end of the year. This may involve some extra frugality.
Mortgage Balance: £123,783. Just ticking along.
{photo credit: hans s}
