I feel a new budget coming on. I feel like mixing it up. I feel like changing things.
I’m going to start with a blank piece of paper and write down our ideal budget. Then I’m going to see how far away from that our actual budget is. Then I’m going to make adjustments.
Watch this space, change is good :-)
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{photo credit: sierraromeo}
{ 6 comments… read them below or add one }
Great idea to change it up a little! I have spent a good couple of hours yesterday and today going through my budget, stripping it back and getting my “bare bones budget” down. It’s been scary, how much money I am spending (and that is with it stripped down about as far as I am [willing!] to go!!) Honestly, I don’t know how some people afford it, because I am *not* on a ridiculously low wage (though it’s not “high” by any stretch!), and every ten pounds that comes my way is ear-marked for something now!
xx
(it’s times like this I curse being single. Two incomes would be really handy
rachel recently posted..How you spend your money is how you vote on what exists in the world
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Move to Portugal Reply:
July 29th, 2010 at 7:25 am
Rachel I suspect that ‘some people’ are paying for stuff on a credit card! It’s great that you’ve allocated every £10 to something
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I’m sure it’s a good idea to have a change in your budget once in a while. I expect it gets a bit stale and samey, so a shake up is refreshing and will give you a new enthusiasm for it.
Teresa recently posted..Have a Bit of Sense!
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Move to Portugal Reply:
July 29th, 2010 at 7:22 am
Thats how I’m feeling Teresa, a bit ‘samey’ It’s definitely a good idea to mix things up every now and again
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It’s good to spruce things up now and again. I’ve got to the stage where I will sit down and crunch the numbers on what I’m spending every couple of months or so. I’ve been tracking expenses for so long (years) that I have a good gut feel for how the month has gone. Recently I surprised my friend Ana by guessing to within a pound how much the big shop we did at Tesco was going to cost. She was about £10 out.
You get an instinct for the numbers. But it’s still important to sit down and review things every so often.
Tony recently posted..TGIF
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Move to Portugal Reply:
July 29th, 2010 at 7:28 am
oh gosh Tony, I can do that at Tesco too…it makes it very easy to notice when they put the prices up! grrr
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Ah yes, I love drawing up the dream budget! Good luck with it
eemusings recently posted..Review- Piko
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Move to Portugal Reply:
July 29th, 2010 at 7:19 am
thanks eemusings!
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A budget is an excellent thing. I applaud you for taking the time to make a plan, one how you want it to be and the other how it actually is. Dave Ramsey says in his class on finances that it is 20% head knowledge, 80% action and if you don’t control your money it will control you! or as Zig Ziggler says, ifyou aim at nothing, you’ll hit it every time. Keep up the good work.
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Move to Portugal Reply:
July 29th, 2010 at 7:25 am
Hi Misty and thanks for the Zig quote, so very true!
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Oooh this sounds really exciting! I can’t wait to see how you get on.
Holly @ Shopaholly recently posted..The Good Input-Good Output Manifesto – Part Two
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Move to Portugal Reply:
July 29th, 2010 at 7:19 am
Thanks Holly. How great is it that we find budgets exciting!
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