*MAY 2013 STATS

  • Original Mortgage: £138,485 (April 2006)
  • Original term: 300 months (March 2031)
  • Outstanding Balance: £79,900
  • Reduction from last month: £829.50
  • Paid off to date: £58,585
  • Monthly payment: £542.34
  • May over payment £352.85
  • Actual payments left: 206
  • Months until goal date: 55 (31st Dec 2017)
  • Months until stretch goal date: 31 (31st Dec 2015)

Mortgage debt repaid:
 42.3%

We’re so happy to reach another milestone (<£80k)

Our 2013 goal of a £25k mortgage reduction seems to be moving further and further away right now, so we’re only thinking about the next £10k milestone (which also brings us close to the (£69,242.50) halfway line).

Are you overpaying your mortgage….or do you have plans to overpay your mortgage?

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in the garden

April 28, 2013 · 8 comments

It’s clearly work in progress…..gardengarden table

…….but for now, at least it’s tidier!

PS. I have this vision of paving slabs and gravel……..eventually :)

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A couple of weeks ago we had the absolute pleasure of spending another few days in New York.

Our hotel for this trip was The Sheraton on 7th Avenue, a very busy hotel right between Times Square and Central Park*.

MOMA NY MOMA garden

Trip Info:

  • Hotel: Sheraton Times Square
  • Booked with: Expedia
  • Airline: British Airways/American Airlines

Day 1:  City Walking
We landed at lunchtime, and after a quick bag drop, walked up to Columbus Circle for a mooch around. Then it was burritos (Chipotle) for dinner and an early night.

Central Park Lake Lake, Central Park

Day 2: Central Park
We made the most of the brilliant weather by spending a lot of the day exploring Central Park.

Soho NY Greene Street, Soho

Day 3: City Walking and a Concert
Thursday we took the subway to Union Square, walked back Uptown a little to see The Flatiron Building (and visit the Marimekko Store!), before walking to Soho via Washington Square Park.

Then it was back Uptown to have dinner at Ellen’s Stardust Diner (Broadway @51st – the meals are huge!), before going to see Alicia Keys in concert (a birthday gift from hubby), at Madison Square Garden. The concert was amazing!

Day 4: MOMA
It gave rain for Friday and boy did it rain! Because of the weather we spent a good few hours in Bloomingdales – no spending though – before heading to the MOMA in the evening. It’s free entry after 4pm on a Friday – the queue does get very long, but seems to go down quickly.

Day 5: Library, Grand Central Station & Baseball
On Saturday we went to the NY Public Library and Grand Central Station, before getting the subway up to the Yankees game – hubby still loves his baseball!

Day 6: Flight home.

*If you want the whole tourist experience then this is the place to be! We wouldn’t normally stay in this area, but for a short trip it was perfect…..I especially liked the subway stop right outside the building!

I’m itching to go back already!

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