This is more of a to-do list for December than anything else as I’m feeling the need to clear the decks before January.
To-do in December:
- Set goals for 2014
- Wrap all gifts
- Write and send cards
- Drop a few books at the charity shop
- Find out how to dispose an old pc stack
- Donate/give away old printer?!
- Get bedrooms ready for the return of #1 & #2
- Finalise arrangements for gutter repair
- Pay for annual telephone line rental
Book train tickets for February
- Wrap up 2013 goals
- Update my wardrobe list
- Finish reading my book
- List four items on eBay
- Deep clean the kitchen
- Menu plan the rest of December
Taking out the Christmas tree and decorations lead to a little impromptu de-cluttering! We bought a new pc over 12 months ago and we still have the old stack upstairs. Does anyone one know the best way to get rid of these safely?
I also need to sort out a few things with my doctor as the new pills I’m on are giving me vertigo!
Ok, I’m off to write my holiday cards – I don’t send many out these days – and catch up on my blog reading. Have a great day!
Our budget runs from December to November, and so for us it’s time to start thinking about our financial goals for 2014.
When setting our goals we always begin by allocating money for planned events.
On our list for next year we have -
- Celebrations. As well as the normal birthday and Christmas celebrations, we have a family wedding, a stag weekend in Spain, a 60th birthday and a 21st birthday all to budget for.
- Travel plans. Which next year are a trip to Portugal in April and a trip to NY in October. For NY we’re hoping to use priority points to pay for the hotel, but will need to budget for flights and spending (and apparently Jets tickets!).
- House repairs. Mainly the guttering.
And then, after fixed expenses and pension contributions, the remaining money goes towards our future……which in the main for 2014 will be mortgage payoff. We considered halting the mortgage payoff for investing, but after a lot of discussion, we’ve decided to stick with mortgage over payments for at least one more year.
Now normally this would be the time that I set a lot of goals, with a lot of numbers. But I’m not doing that in 2014. Next year I’m keeping it simple and going with just one main financial goal, which is:
Reduce our mortgage by at least £15,500
We may be able to reduce it even further, we may not, it all depends on how well we manage our monthly budget
Have you set your financial goal/s for 2014 yet? If not, are you already making plans to?
I’m very early with my mini goals, but it’s that time of year and I want to be organised!
- Research phone SIM only contracts
- Research and then change energy provider
- Complete Holiday shopping
- Complete all non perishable holiday food shopping
- Walk x 8 x 1 mile
- Record all calories eaten on Fitness Pal – aim 1500 a day
- Make a mortgage over payment!
- Book flights and apartment (Portugal in April)
- Read 2 books (And The Mountains Echoed by Khaled Hosseini & Saved by Ben Hewitt)
- Book train tickets for London (late November)
- Mind Map my 2014 Goals
The plan is to start working on these today……..and give myself an extra 8 days to complete everything! I’ve been so lax with goal follow through this year, and I will be extremely happy not to flunk out again this month!
PS. My friend Dar over at Exacting Life is starting a READING DOWN THE HOUSE challenge – if you have unread books in your house then pop on over and join in.
I’m not one for self analysis (I’m a much more of a ‘let’s get on with it’ person), but this year, I’m very aware that I haven’t been my normal self. A few things have happened, and all of them have caused me to lose focus in one way or another. I’m not complaining – I have a wonderful life – I just wanted to offer some small explanation for my erratic posting over here, and to let you know (if anyone is still reading) that I’m very much trying to get back on track.
And by on track I mean getting my focus back on my goals and ignoring the distractions.
So, a list of our ongoing goals and priorities:
+ Pay off our mortgage
+ Finish our house repairs
+ Downsize our home
+ Continue to simplify our surroundings and eliminate our stuff
+ Achieve Financial Freedom/Independence
+ Live in Portugal (yes, that’s definitely back on the table!)
Let’s do this!
I know I’m a little early, but I’m aiming for a super organised August!
- Make at least £100 above and beyond our regular income. This money should hopefully come from a car boot sale (which I didn’t get around to in July!)
- Save 50% of our post tax income. This money will be used to pay for house repairs.
- Record my calorie intake EVERY day (good or bad!)
- Lose at least 5lbs!
- Get my hair cut! (another goal carried over from July)
- Finish our garden tidy
- Get a quote for building work needed
- Make a start on my CV (carried over)
- De-clutter and tidy the cupboard under the stairs
How did I do in July?
- Read at least two books. I loved Gone Girl and so I’m planning to read the other two Gillian Flynn books – Sharp Objects & Dark Places. Yes! Gone Girl is still my favourite, but I liked the other two.
- Make at least £200 above and beyond our regular income.- Yes £300+
- Make a start on my CV – No
- Do a car boot sale (linked to goal two) – No
- Deep clean and paint the kitchen. This goal is a little hopeful – No
- Record my calorie intake EVERY day (good or bad!) – Yes
- Start blogging over here again – Yes (ish)
- Get my hair cut! – No
- Go on a mini trip (to London probably) – No, but booked for August
4/9! Not brilliant, but an improvement on June
How did you do in July?
I tried a life without monthly mini goals and it didn’t work. For me it turns out I lose focus. So I’m back to setting them…….and hopefully ACHIEVING them!
- Read at least two books. I loved Gone Girl and so I’m planning to read the other two Gillian Flynn books – Sharp Objects & Dark Places
- Make at least £200 above and beyond our regular income.
- Make a start on my CV.
- Do a car boot sale (linked to goal two)
- Deep clean and paint the kitchen. This goal is a little hopeful
- Record my calorie intake EVERY day (good or bad!)
- Start blogging over here again.
- Get my hair cut!
- Go on a mini trip (to London probably)
Let me know, are you setting any goals for July?
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