From the category archives:

frugal living

Menu Plan Monday

December 5, 2011

in frugal living

One goal I’ve had success with this year is menu planning. I really find it a chore sometimes, but it definitely helps to keep our grocery spending, and just as importantly, our food waste down. I’ve kept track of our food spending this year and in total to the end of November we’d spent £2,702 on [...]

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2012 Budget – What we have so far

November 3, 2011

in budget

It may seem a little early but due to how we fund our bills account (20th monthly), December will be our first budget month for 2012 and so I’m getting the numbers ready.  Not a lot has changed from this year but we have big hopes for next year being our most budget conscious year [...]

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A few financial moves and the giveaway winner

October 19, 2011

in frugal living

It’s cold, which has nothing to do with this post except to say that the heating is still off…..although if the predicted snow arrives then I’m giving in and firing up that boiler! Anyway I’ve been making a few financial moves before 2012 begins and we have a crazy mad mortgage payoff year. Moved our [...]

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Budget Strategy

October 13, 2011

in budget

Our budget strategy is always to first reduce the essential expenses as much as possible, then add a few non essential expenses, for example my mobile phone, and then finally decide on the best way to use the remaining money. So far this works for us….but we have to keep on top of it as costs go [...]

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Planning our budget for 2012

October 6, 2011

in budget

I may seem a little crazy but we only have two more bill cycles left in 2011 and if we’re (I’m) not organised our budget can often go a little haywire during the December/January crossover time……..so I’m preparing! I have a few things to consider before I even start to put some numbers down on [...]

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