From the category archives:

frugal living

Our Budget for 2012

December 21, 2011

in frugal living

This is our finalised budget for 2012…the essentials and non essentials that make up our normal monthly budget before we start saving towards financial freedom. Notes: Mortgage: Our normal monthly payment which we will increase to £2,000 for the next twelve months. Council Tax: An annual bill which we pay over ten months Water Rates: [...]

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Menu Plan Monday

December 5, 2011

in frugal living

One goal I’ve had success with this year is menu planning. I really find it a chore sometimes, but it definitely helps to keep our grocery spending, and just as importantly, our food waste down. I’ve kept track of our food spending this year and in total to the end of November we’d spent £2,702 on [...]

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2012 Budget – What we have so far

November 3, 2011

in frugal living

It may seem a little early but due to how we fund our bills account (20th monthly), December will be our first budget month for 2012 and so I’m getting the numbers ready.  Not a lot has changed from this year but we have big hopes for next year being our most budget conscious year [...]

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A few financial moves and the giveaway winner

October 19, 2011

in frugal living

It’s cold, which has nothing to do with this post except to say that the heating is still off…..although if the predicted snow arrives then I’m giving in and firing up that boiler! Anyway I’ve been making a few financial moves before 2012 begins and we have a crazy mad mortgage payoff year. Moved our [...]

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