I’ve written a long list of household jobs that I want to complete before the summer is out and I’m starting with the freezer – as you can see it’s badly in need of defrosting! My list includes spring cleaning and household maintenance items, and if we complete everything on the list it will put [...]
Staying focused on this… leads to this…. leads to living here…hopefully! I’m feeling very under the weather today but wanted to blog, so I’m saying it with pictures. Further budget posts to follow
The last time I wrote about our gas and electricity bills we were paying a combined monthly cost of £99. However since then we’ve managed to reduce the amount to £72. I’d like to take all the credit, but my son moving out during term time (university) has been the main reason – there’s a [...]
I’ve changed the way that we work our budget this year – the cash jars are gone and we’re back to using (for the most part) a debit card. It’s early days yet but so far it’s working out quite well. We do use a credit card for large purchases, but pay it off immediately. Here’s [...]
This is our finalised budget for 2012…the essentials and non essentials that make up our normal monthly budget before we start saving towards financial freedom. Notes: Mortgage: Our normal monthly payment which we will increase to £2,000 for the next twelve months. Council Tax: An annual bill which we pay over ten months Water Rates: [...]