From the monthly archives:

December 2011

I don’t look back a lot, I much prefer to think about the future, but as a sort of wrap up for 2011, I went through the archives and picked a post from each month which highlights my year. January: Reducing and Recycling Our Waste - This has been a success this year due to the [...]

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Merry Christmas

December 25, 2011

in family love

Good morning! I’m up early and the house is very quiet, so different from back when the children were small, but this feels good. For the most part I feel like I’ve got it right this year; Christmas will be more about family, than the gifts. As I sit here I realise that our house, [...]

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Our Budget for 2012

December 21, 2011

in budget

This is our finalised budget for 2012…the essentials and non essentials that make up our normal monthly budget before we start saving towards financial freedom. Notes: Mortgage: Our normal monthly payment which we will increase to £2,000 for the next twelve months. Council Tax: An annual bill which we pay over ten months Water Rates: [...]

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I wanted to make something visual for my 2012 goals and usually go with pictures – this time I went with words (inspired by Niki’s goal post) It was very easy and cheap to make (I just cut the words from old magazines and stuck them onto a sheet of paper!), and it will hang [...]

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My 2012 Goals

December 13, 2011

in 2012 goals,5 year plan

Here we go then my 12 goals for 2012. Reduce our mortgage to less than £83,000 Contribute/save at least £3,000 to our future financial freedom Save at least £1,000 for house repairs Save £900 for gifts Save £1,300 for a family holiday Save £4,000 for a trip to Washington/NY in 2013 Save £700 for a [...]

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