I don’t look back a lot, I much prefer to think about the future, but as a sort of wrap up for 2011, I went through the archives and picked a post from each month which highlights my year. January: Reducing and Recycling Our Waste - This has been a success this year due to the [...]
Good morning! I’m up early and the house is very quiet, so different from back when the children were small, but this feels good. For the most part I feel like I’ve got it right this year; Christmas will be more about family, than the gifts. As I sit here I realise that our house, [...]
This is our finalised budget for 2012…the essentials and non essentials that make up our normal monthly budget before we start saving towards financial freedom. Notes: Mortgage: Our normal monthly payment which we will increase to £2,000 for the next twelve months. Council Tax: An annual bill which we pay over ten months Water Rates: [...]
I wanted to make something visual for my 2012 goals and usually go with pictures – this time I went with words (inspired by Niki’s goal post) It was very easy and cheap to make (I just cut the words from old magazines and stuck them onto a sheet of paper!), and it will hang [...]
Here we go then my 12 goals for 2012. Reduce our mortgage to less than £83,000 Contribute/save at least £3,000 to our future financial freedom Save at least £1,000 for house repairs Save £900 for gifts Save £1,300 for a family holiday Save £4,000 for a trip to Washington/NY in 2013 Save £700 for a [...]