From the monthly archives:
I’m continuing to simplify and reduce our belongings and now I’m faced with something I haven’t really thought about before; why, when I’m clearing our house of unnecessary items, am I keeping something that I only use once or twice a year? In our house I’m talking about the crockery set that I bring out mainly for Christmas dinner and [...]
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I’ve hardly mentioned the mortgage this year, probably because we stopped overpaying it and concentrated on building an emergency fund. However it’s time for a re focus as we’re starting to make {small} over payments again next month. The current balance is £121,581.65 and we still have 20 years and 8 months to make payments! [...]
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Our grocery spending is never the same from month to month and I’m always going over budget. Yes, compared to four years ago, it’s reduced by over 50% but I’m still not happy with what we spend, what we eat and what we waste. I feel that we can do so much more to cut costs and [...]
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I’m a little late with my Christmas preparations this year and with just over 7 weeks to go I’ve done nothing in the way of present buying. Last year I had an attempt at going back to basics with Christmas, to make it more about our family than the gifts, which worked to a certain [...]
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