How do you run your bank accounts? Is everything manual or automatic? Or do you do a mixture of both? I found one of the best ways to reduce our outgoings, early on in our goal to move to Portugal, was to eliminate every miscellaneous automatic payment from our joint bank account; magazine subscriptions, monthly [...]
September 25, 2009
in goals
In 2009 we decided to put the mortgage overpayments on hold and save a year’s basic living expenses emergency fund. We took this decision after facing reduncancy scares, and even now we’re not convinced that our jobs are safe. Our goal was £18, ooo based on £1,500 x 12. So far we have £13, 182. [...]
Hello everybody Where did the last ten days go? I’m so behind on my posting! I’m in full scale ‘reducing my belongings mode’ as simplyfing of my clothing is quite possibly the best thing I’ve ever done. I feel constantly relieved, if that’s the right word, by the results of my clear out and now I’m turning my [...]
The Earn More Challenge is now being hosted over at The Good Life on a Budget. Thanks to Jess for hosting and thank you to Christine for starting all this; I find it really motivating to do a challenge with other bloggers and it’s spurred me into money making action Extra income earned Week 2: £18.82 [...]
This title should read how far can I go or how far do I want to go? Since posting last week about my wardrobe clear out, I’ve been pondering these questions. I feel liberated by my clothing reduction, it feels great, and now I’m turning my attention to all our possessions. I must admit we are [...]