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….these sites,

Simply The Nest – An English girl dreaming of moving to France from Manchester

Simple Lovely – Inspiring me to start a spending hiatus

The Brick House – Thrifty and amazing

Sunday Suppers – New York and cooking

Am I the only one who can’t wait to start using the washing line again?

{photo credit: nostromoo}

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In a previous post I set myself a challenge to spend only £200 on groceries over the four weeks, 18th January – 17th February.

So how am I doing?

Spending: Not great in terms of spending as I’ve spent £188.60 so far, however in terms of the food we’re eating there’s been  a massive improvement; I’ve been cooking from scratch more and I’ve made the move to organic meat.

Overspending: Some of the overspend is because I’ve been building up my pantry supplies, {when you start to do more cooking from scratch, there’s an initial outlay for flour, sugar, spices, etc} and I’ve also spent over £30 on coffee because it was on offer.

System: I’m using the same system as a piece of wood, a large monthly shop in which I stock up on basics, and then shopping for fresh products as and when needed. This is my favourite shopping system so far.

Future: All in all I’m quite hopeful that eventually I’ll be able to keep the cost of our grocery spending down, but keep the food quality up.

I want to bring the spending in under £250 for the remainder of the challenge, and will do a review at the end of it.

If your taking part in the challenge please let me know how you’re doing in the comments or even better in a blog post; I have a slight fascination with grocery spending! :-)

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{photo credit: rhett maxwell}

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It’s Monday morning, the first day of a new month and time to get things done!

First I want to discuss January and all it entailed – not that much really. After being given the gift, and I feel like it is a gift, of leaving the workforce in December I spent January not doing a lot besides this, this, this and this. Lazy you might say, but for the first time in years, not vampire years but a long time, I felt relaxed.

I spent lots of time thinking about, and here comes the cliche, ‘what to do with the rest of my life’; I know that some of the choices I’ve made in the past were wrong, but what’s important is making the {hopefully} right choices now and realising how very lucky I am to be able to do this.

Now I still don’t have all my answers, but I know that I need to craft a lifestyle that makes me happy every day. So. Starting today. I will be working towards my goals with extra vigour. I will stop the procrastination. I will start doing. I will complete the things on my list, not just plan them.

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{photo credit: slimmer jimmer}

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Landing

I’ve posted this photo of our landing before, but I wanted to show you what lurks behind the door.

Over the last few months I’ve slowly been purging and simplifying all the rooms in our house. The trouble is when you do this the stuff has to go somewhere. Now some of it has been recycled or donated, but most of it is behind that door in our good old box room. It’s funny as Rachel blogged a similar thing the other day; where do people with organised homes keep their mess? Well it seems we all have a hidden room! ;-)

Box Room 01

Now that I’ve purged every room comes the task of selling it all and making some extra money. I’m inspired by other bloggers who have done this.

I’m giving myself the whole of February to clear that room out, leaving just our suitcases.

Less clutter = Freedom

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Planning and Saving for Short Term Goals

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I make no secret of how much I love New York. I just love it there.
My dream is to have an extended stay there; you know that dream that you have, that you put off and put off due to various reasons, but is always there in the back of your mind, well that’s mine. I’m thinking about a month, [...]

The Great Mortgage Payoff: 2020?

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I don’t consider mortgage debt to be bad debt. To me, and this is my personal opinion, owning a home is the best way to go financially {as long as it’s not a great big massive home that you can’t afford!} and owning that home outright, with no mortgage, must bring an amazing feeling of security. [...]

Grocery Budget 4 Week Challenge

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If I was to pick the one thing that I constantly overspend on it’s the grocery budget, I can never seem to get it right; I used to be fine sticking with the amount I set myself, but lately it’s all been going wrong.
Reasons I keep going off track:

Buying organic, more expensive options
Ignoring the menu plan
Shopping daily
Ignoring [...]

Quick House Update {Constant Goal Reminder}

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I did a quick house update yesterday morning {please forgive the picture quality} It took less than an hour, cost less than £10 and will be so useful; I’m thinking menu plans, goals, tasks

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Can you make cuts in your budget?

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Number five in our financial goals for 2010 is:

5. Earn Extra Income and Reduce Spending:

In 2010 we will earn/save an extra £1,000 by

maximising our cash back earnings

learning to cook everything from scratch and reducing waste

maximising our savings interest and re investing any interest earned

cutting  non essential spending

So I’m wasting no time in attacking this £1,000 target.
Cash back [...]

A Simple Health Choice

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This week I’m getting into a new healthy habit; drinking water.
It’s not very original I know, but as from today I’m replacing all my cold drinks with water. For hot drinks I’ll still have two cups of coffee in the morning, but after that no pop or squash, just water. I’m not counting how many glasses  I drink, I want [...]